Hello, I'm new to both Crystal XP and crystal graphics. Could someone tell me how to open the Layer Styles with those tabs on the left with options such as stroke and gradient overlay? Thanks...

P.S. I'm using Photoshop elements 4.0

Welcome to CrystalXP! I am not sure whether this is possible in Photoshop Elements. If you right click a layer, can you select something called Layer Styles? If it's not there, I am afraid it is not possible.

Thanks  
Apparently, there is no option
Well, I guess i'll come back to this community once I can get my hands on another version of Photoshop.

Ok, thanks for that information. You can download a trail of Photoshop on the Adobe websites. There are also free alternatives, for example The GIMP and Inkscape (mainly for vectors)!